Funding for students at university

Here you'll find information on the funding options available to you at University from September 2018.

If you started before September 2018, you will carry on receiving support within your existing package.

  • Tuition Fee Support

    To cover your tuition fees you will need to apply for a separate loan. Student Finance Wales provides a loan to cover your tuition fees.  

    Tuition fees are set by the university or college so each one may vary. In Wales, tuition fees have been capped at £9,000 per year but in other parts of the UK you could be charged up to £9,250 per year for full-time undergraduate course. 

    Once you start earning over £25,000 a year you will need to repay your loan (monthly from your wage). Loans to cover tuition fees are not means-tested. 

  • How much will I get?

    All Welsh students starting a university course in September 2018 will receive support for living costs. Students will be eligible to receive support equivalent to the National Living Wage. 

    • The minimum grant you will get is £1,000 which you do not have to pay back

    • If you're a full-time undergraduate student you could be eligible (through a mixture of grants and loans) for up to £11,250 a year towards your living costs (if you live and study in London), and £9,000 per year for the rest of the UK

    • Grants are means-tested to support those who need them the most. You can take out a maintenance loan to top up what you get. The maximum loan amount will depend on how much grant you receive 

    • You could also get up to £1,500 towards reducing your maintenance loan when you make the first loan repayment under the Welsh Government partial cancellation scheme 
  • Extra Support

    If you’re disabled and/or have a child or an adult who depends on you financially, you can still apply for a Disabled Students’ Allowance, Dependants’ Grant, Childcare Grant and Parents’ Learning Allowance to help out whilst you’re studying. Find out more on the Student Finance Wales website.

  • Repayments

    Remember, grants do not have to be paid back but loans do and interest is applied immediately. It’s important to consider this before you take out a tuition fee loan and/or a living cost loan.

    However, you won’t have to start paying back what you borrow until you’ve finished studying or left your course and your income is over the current repayment threshold of £25,000 per year. 

    Repayments will be taken from your salary and the amount you repay each month is based on your income, not what you borrowed. Find out more on the Student Loans Company website.

  • How to apply

    The application service for 2018/19 enrolments won’t go live until next year. When the time comes the quickest and easiest way to apply is online at

    You should apply as soon as possible once the application service opens to make sure you get your money in time for the start of your course.

  • Bursaries, Scholarships and more...

    Your university may offer a bursary or scholarship – it’s worth checking with them.

    Other websites to try for bursaries and scholarships include:

    Your university may have a financial Contingency Fund to help students in serious financial hardship.

    Your local public library should have directories of charitable trusts that offer grants and awards:

    • the Educational Grants Directory
    • the Charities Digest
    • the Grants Register
    • the Directory of Grant Making Trusts
  • Benefits

    • Your parents or carer may continue to get Child Benefit for you until your 19th birthday
    • You may be able to claim other benefits if you're a disabled student on a low income, such as Housing Benefit and Council Tax Benefit
  • Studying Healthcare?

    NHS Wales bursaries are available when you study certain health-related courses such as dentistry or medicine.

    Medical students can also apply for a Travel Grant to meet the costs of traveling to a placement here or abroad.

  • Post-Graduate Study

    Wherever you decide to study in the UK, you can apply for an increased postgraduate loan of £13,000. 

    The Welsh Government will also provide universities in Wales with additional funding for postgraduate students who choose to study in Wales. For further information visit Higher Education Funding Council For Wales.

    Visit the Student Finance Wales website for more information on the Postgraduate Student Loan.

    From 2019, postgraduates will receive a similar package of support to undergraduates. The support will be made up of a mixture of grants and loans as a contribution to costs, rather than allocated specifically to fees and maintenance. 

    Note that you cannot apply for a postgraduate Student Loan for other postgraduate study, such as a PHD. Check the Eligibility page for more information.

    Other Possible sources:

    Note that Professional Career Development Loans tend to be for more vocational courses.

Student Finance Wales logo

For an overview of the student finance available to new full-time and part-time students starting their course in the academic year 2018/2019, take a look at Student Finance Wales - Student Finance available 2018/2019.

Funding and Support Guide 2018-2019

Funding and Support Guide 2019

Share this page

Select an icon:

Croeso i Gyrfa Cymru

Dewiswch iaith


Welcome to Careers Wales

Please select your language